I have really learnt my lessons this time. It can be considered one of the worst.
I clearly acknowledge and understand the level of seriousness in my way of spendings. I should have been more careful with my allowance.
To better manage my finances and what I can do is to draft out a financial plan and check list on the spendings I spent for each day. I never meant to be so spendthrift so uncontrollably. Rather, I need to be more discipline and have a strong mindset to resist temptations (unnecessary items). Always exercise self-discipline.
I have already draft out a plan to remind myself to save $30o every month.
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